:root{--ink:#102033;--muted:#5c6875;--brand:#0d3b66;--accent:#d9a441;--bg:#f6f8fb;--card:#fff;--line:#dfe6ee}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.6;background:#fff}a{color:inherit;text-decoration:none}.container{width:min(1120px,92%);margin:auto}.narrow{width:min(900px,92%)}.topbar{position:sticky;top:0;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);z-index:10}.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 0;gap:20px}.brand{display:flex;align-items:center;gap:12px}.brand small{display:block;color:var(--muted)}.logo{width:48px;height:48px;border-radius:12px;display:grid;place-items:center;background:var(--brand);color:white;font-weight:700}nav{display:flex;gap:18px;align-items:center}.hero{padding:82px 0;background:linear-gradient(135deg,#102033,#0d3b66);color:white}.hero-grid,.contact-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:32px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.12em;color:var(--accent);font-weight:700;font-size:.82rem}h1{font-size:clamp(2.4rem,6vw,4.8rem);line-height:1.05;margin:10px 0 18px}h2{font-size:clamp(1.8rem,4vw,2.7rem);line-height:1.15;margin:8px 0 16px}h3{margin-top:0}.lead{font-size:1.2rem;max-width:650px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.btn{display:inline-block;border:0;border-radius:999px;background:var(--accent);color:#17202b;padding:12px 20px;font-weight:700;cursor:pointer}.btn.small{padding:8px 14px}.btn.ghost{background:transparent;color:white;border:1px solid rgba(255,255,255,.45)}.section{padding:70px 0}.alt{background:var(--bg)}.cards{display:grid;gap:20px}.three{grid-template-columns:repeat(3,1fr)}.card{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:24px;box-shadow:0 12px 30px rgba(16,32,51,.06)}.hero-card{color:var(--ink)}.disclosure-block{background:white;border:1px solid var(--line);border-radius:16px;padding:22px;margin:18px 0}ul{padding-left:22px}.contact{background:#fbfcfe}label{display:block;font-weight:700;margin-bottom:14px}input,textarea{width:100%;margin-top:6px;padding:12px;border:1px solid var(--line);border-radius:10px;font:inherit}footer{border-top:1px solid var(--line);padding:24px 0;color:var(--muted)}.footer-grid{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}@media(max-width:780px){nav{display:none}.hero-grid,.contact-grid,.three{grid-template-columns:1fr}.section{padding:46px 0}}